My boyfriend spent $2,000 from our house fund on rare vinyl records.
By @brynnhm · Relationships
We have a joint savings account specifically for a house down payment. He insists the records are an 'investment,' but he did it without telling me and I see it as a massive breach of trust.
The full story
My boyfriend and I have been saving for a down payment on a house for about two years. We have a specific joint savings account for it, and the rule was always that money only goes in, it doesn't come out until we're ready to buy. Last week I was checking our progress and saw a $2,000 transfer I didn't recognize. When I asked him about it, he got defensive at first, then admitted he used it to buy a set of first-press vinyl records from a musician he loves. His justification is that this was a rare opportunity and that these records are an asset that will appreciate in value, unlike cash sitting in a bank. He keeps calling it an 'investment' and promises he can sell them for a profit later if we need to. My point of view is that he unilaterally decided to withdraw a significant chunk of our shared future for his personal hobby. It doesn't matter if it's an 'investment'— he made a major financial decision with our joint funds without a single conversation. I'm now questioning how we can even move forward with a mortgage if he sees our savings as money he can dip into for speculative purchases. Am I overreacting, or is this the giant red flag I think it is?
How people voted
- OP Is Right — 31% (35 votes)
- Both Messy — 40% (46 votes)
- OP Is Wrong — 29% (33 votes)
Readers are split: “Both Messy” leads with 40% — 114 votes and 5 comments so far.
What people are saying
@ahyeah — Oh honey. That’s not an investment, that's a breach of your trust. Your feelings are 100% valid.
@heyokay — love this new trend of turning your down payment into a record collection. very smart.
@remylol — Has he shown you proof of their resale value?
@remykindof — cooked.
@onmywaybye — An investment is an investment. If they appreciate, you're complaining about nothing.
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